OWN WHAT THE PROS OWN
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A logo is not a guarantee

The guarantee that wasn't

Different deal, same lesson wearing a disguise. Nice building, ten years of term, a tenant with a name you'd recognize on the sign out front. Everyone assumed the corporate parent stood behind the rent.

They didn't. The guarantee was the franchisee's single-store LLC. One location's bank account, standing behind a long promise. If that one store has a rough couple of years, there's no deep-pocketed parent to make the payment. There's just a struggling operator and your mortgage.

The building was fine. The lease was fine. The guarantee was the whole risk, and it was hiding behind a logo.

What to take from it

Read who actually signed the guarantee, not whose sign is on the roof. A corporate guarantee and a franchisee guarantee are two completely different investments at the same address, and they should never be priced the same.

Try this scenario in the analyzerLoads this deal so you can watch the model flag it, then change any number to run your own.

More where this came from. Read the rest of the teardowns →